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Can You Sell Muffins From Home? Yes, Mind the Fillings

Can you sell muffins from home? Muffins are baked goods, cottage foods in Michigan, Minnesota, North Dakota and California; cream cheese fillings differ.

By Koa Sterling. Product specialist at TaroStack and small business owner. Yes, I am a real human, and I actually sit in front of a computer and write these articles. Reviewed October 19, 2026 · 4 min read

Muffins are baked goods, the heart of every cottage food law: blueberry, banana nut and corn muffins keep at room temperature, so Michigan, Minnesota, North Dakota and California allow them. What changes the answer is a cream cheese filling or a cream topping that needs the fridge, which takes those out, except frozen and labeled in North Dakota. The other question is where they're sold: most of these laws mean selling to the person who eats them, and North Dakota bars cottage foods from food establishments, so a coffee shop reselling them isn't allowed there. In the example below, a North Dakota home baker sorts its list.

The short version

  • Muffins are baked goods: cottage foods in all four states here.
  • Cream cheese fillings and cream toppings need the fridge.
  • North Dakota allows refrigerated items frozen and labeled.
  • North Dakota cottage foods can't be sold to a coffee shop or other food establishment.
  • Label wheat, milk and eggs, and nuts if used.
  • California's Class B permit allows sales through shops.
  • TaroStack keeps each customer's order and each batch's lot. More below.

Muffins, state by state

Product Michigan Minnesota North Dakota California
Blueberry muffin Yes Yes, registered Yes Yes, on the list
Banana nut muffin Yes Yes, registered Yes Yes, on the list
Muffin with cream cheese filling No: needs temperature control No: potentially hazardous Frozen, with labels No: not on the list

The business beyond home is in muffin business plan, and what a muffin sells for in how to price muffins.

The rules

State Rule
Michigan Food that isn't time/temperature control for safety, including jams, candy, dried fruit, granola, dry mixes, vinegar, dried herbs and baked goods; not meat or poultry, milk products, beverages, salsa, or canned foods other than standardized jams (MCL 289.1105(k)); prepackaged, labeled with the home kitchen statement, sold straight to the consumer (MCL 289.4102)
Minnesota Food that isn't potentially hazardous, and home-canned pickles, vegetables or fruits at pH 4.6 or lower or water activity 0.85 or less; registration every year and approved food safety training (Minn. Stat. 28A.152)
North Dakota No state license for cottage food sold directly to an informed end consumer; foods that need refrigeration labeled with safe handling instructions and as transported and maintained frozen; no uninspected meat, poultry only from the seller's own birds (N.D.C.C. 23-09.5-02)
California Cottage foods are nonpotentially hazardous foods on the approved list, among them baked goods without cream, custard or meat fillings, candy, chocolate-covered nonperishables, dried fruit, dried pasta, granola, herb blends, honey, standardized jams, nut butters, popcorn, vinegar and mustard, roasted coffee and dried tea (HSC 114365.5); Class A sells directly, Class B also through shops and restaurants (HSC 113758)

This is general information, not legal advice.

An example: a North Dakota coffee shop question

Sakakawea Sweets, the made-up home baker in Bismarck, North Dakota, I use in these examples, added blueberry and banana nut muffins to its market table, labeled with the home kitchen statement. A coffee shop asked to buy two dozen a week; North Dakota's cottage food law doesn't allow cottage food to be sold to a food establishment, so the shop waits for a licensed kitchen. The cream cheese muffins are sold frozen and labeled, as the law allows. North Dakota's rules in full are in north dakota cottage food laws.

Get the checker

Download the home muffins checker. Two sheets: your products, whether each needs refrigeration, is meat or poultry, a milk product, a canned food other than jam, or a drink, and whether it's on California's list; how Michigan's, Minnesota's, North Dakota's and California's cottage food laws treat it fill in; and each state's rules as read for this article. It's an ordinary Excel file with no macros, and it works in Google Sheets, LibreOffice and Numbers.

Where this stops working

The rules decide what can be sold. Three kinds of muffin, frozen and fresh, at a market and by order, are where a frozen batch gets mixed with a fresh one.

How TaroStack does it

TaroStack keeps each customer's order and each batch's lot, and what each dozen costs.

Orders. Each customer's order goes in for its pickup or market day, with a picking list.

Each batch a lot. A batch of dozens is a batch from its recipe, with its date and lot, and the lot goes on each order it fills.

True cost. Each dozen is costed from its recipe and the batch, at what the ingredients actually cost.

The job Paper In TaroStack
Who gets what on market day Order sheets Orders by day
Which batch went to which customer Not recorded Lots on each order
What a dozen costs A guess True cost from the recipe and batch

Orders, recipes and batches are on every plan, from $49 a month. The first 30 days are free, with no credit card. If you'd like a hand setting up, ask, and we'll do it with you.

Questions people also ask

Can you sell homemade muffins?

Yes, as baked goods, cottage foods in Michigan, Minnesota, North Dakota and California.

Can I sell muffins with cream cheese filling from home?

Not as cottage food in Michigan, Minnesota or California; North Dakota allows them frozen and labeled.

Can I sell homemade muffins to a coffee shop?

Not in North Dakota, which bars cottage food from food establishments; California's Class B permit allows it.

What goes on a homemade muffin label?

The ingredients, allergens such as wheat, milk and eggs, net weight, your name and address, and your state's home kitchen statement.

Sources

  1. MCL 289.1105(k): a Michigan cottage food product isn't time/temperature control for safety; includes jams, jellies, dried fruit, candy, cereal, granola, dry mixes, vinegar, dried herbs and baked goods that don't need temperature control; excludes foods under 21 CFR 108, 113 and 114 including salsa, canned low-acid or acidified foods, other canned foods except standardized jams, meat and poultry products, milk products, bottled water and other beverages, and ice · read October 19, 2026
  2. MCL 289.4102: cottage food prepackaged and labeled with the home kitchen statement; sold directly to the consumer, no consignment or wholesale; a yearly gross sales limit · read October 19, 2026
  3. Minn. Stat. 28A.152: Minnesota's cottage food exemption covers food that isn't potentially hazardous, and home-canned pickles, vegetables or fruits at pH 4.6 or lower or water activity 0.85 or less; registration and training · read October 19, 2026
  4. N.D.C.C. 23-09.5-02: no license for cottage food sold directly to an informed end consumer for home consumption; no uninspected meat, poultry only from 1,000 or fewer birds raised by the seller; foods that need refrigeration labeled with safe handling instructions and as transported and maintained frozen; the home kitchen sign or label · read October 19, 2026
  5. Cal. Health and Safety Code 114365.5: the approved list of nonpotentially hazardous cottage foods includes baked goods without cream, custard or meat fillings, candy, chocolate-covered nonperishable foods, dried fruit, dried pasta, dry baking mixes, fruit pies, granola, herb blends, honey, standardized jams and fruit butters, nut mixes and butters, popcorn, vinegar and mustard, roasted coffee and dried tea, waffle cones · read October 19, 2026
  6. Cal. Health and Safety Code 113758: Class A cottage food operations sell directly to consumers; Class B directly and indirectly; gross sales limits adjusted for inflation · read October 19, 2026

We use AI to help with the research for these articles. Every one is read, checked against its sources and edited by Koa before it's published. Spot a mistake? Tell us and we'll fix it and say so. How we write these.

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